Budgeting for Beginners

  • Try the YNAB app free for 34 days.
  • A P&B Academy webinar on basic budgeting and debt management
  • Online video (2:31) by Fidelity, Knowing how to effectively save and spend within your boundaries puts you in control.
  • Money is the number one topic that couples fight about. The goal of Crown Financial's newest program, Money Dates, is to unify with your spouse and approach finances together - with God's help.
  • Listen to podcasts from Dave Ramsey, Chris Hogan, Rachel Cruze and others that will encourage and equip you to manage your money and achieve your goals. (approx. 30 to 50 minutes each)
  • Track your spending for one month with this handy form.
  • Dave Ramsey's budget worksheet to see how much money you need every month to cover the necessities (1 hour)
  • A step by step how-to and multiple articles by Dave Ramsey about the fundamentals of budgeting (1 hour)
  • Create a budget & track spending from your computer, iPhone or Android device, to knock out debt, build wealth, and start living. (1 hour)
  • Dave Ramsey's zero-balance budget worksheet, comparing income with all expenses (1.5 hours)
  • Dave Ramsey's worksheet for managing irregular income (self-employed/sales) to cover additional expenses (1 hour)
  • Downloadable excel spreadsheets: budgeting, goal setting, net worth, financial plan (1 - 2 hours)
  • Online video (2:29) by Ron Blue on how to create a budget/spending plan
  • Crown Financial's step-by-step online budgeting tool and percentage guidelines for creating a usable, flexible spending plan
  • Dave Ramsey's envelope system wallets for purchase
  • A free app that helps you manage your finances with budgeting and expense tracking. Mint links to your bank and credit card accounts so you see exactly what is happening with your money.

Software and Apps

  • Try the YNAB app free for 34 days.
  • $40 Software for your PC ($75 for MAC) with online resources that allow you to create a budget, track your income and spending, and manage loans - will even link to your bank
  • Create a budget & track spending from your computer, iPhone or Android device, to knock out debt, build wealth, and start living
  • A free app that helps you manage your finances with budgeting and expense tracking. Mint links to your bank and credit card accounts so you see exactly what is happening with your money.

Savings

  • Online video (2:58) by Fidelity, developing a strategy for saving for a variety of financial goals
  • Money is the number one topic that couples fight about. The goal of Crown Financial's newest program, Money Dates, is to unify with your spouse and approach finances together - with God's help.
  • Online calculators regarding savings, retirement, Life Insurance, and college funds (30 minutes)
  • A Fidelity worksheet for estimating your retirement income goal and creating a plan for reaching it. (30 minutes)
  • An explanation of the relationship between the local church's payment of P&B allocations budget and the benefits the pastor receives from P&B (15 minutes)

Fidelity Resources

  • Fidelity's short videos on many financial topics related to retirement
  • Online tools for comparing repayment options for your student loans using your own data (1 hour)

Consumer Financial Protection Bureau

NAE Financial Health

  • A tool for utilizing NAE's Financial Health resources (1 - 2 hours)
  • Some of the best free and online resources to help improve your household's financial health. (1 - 2 hours)
  • A 5-minute Self-Assessment Checkup: Find out your financial health score and the areas where you can improve. Available in Spanish, French, Portuguese, Korean and more. (5 minutes)

Debt

Investing

Bank of America/Khan Academy

  • Videos, infographics, articles on credit, debt, saving & budgeting, retirement, and much more (1 hour)

Introductory Courses for Personal Finances