Debt

Budgeting for Beginners

  • A P&B Academy webinar on basic budgeting and debt management
  • Online video (2:31) by Fidelity, Knowing how to effectively save and spend within your boundaries puts you in control.
  • Track your spending for one month with this handy form.
  • A step by step how-to and multiple articles by Dave Ramsey about the fundamentals of budgeting (1 hour)
  • Create a budget & track spending from your computer, iPhone or Android device, to knock out debt, build wealth, and start living (1 hour)
  • Dave Ramsey's budget worksheet to see how much money you need every month to cover the necessities (1 hour)
  • Dave Ramsey's zero-balance budget worksheet, comparing income with all expenses (1-1/2 hours)
  • Downloadable excel spreadsheets: budgeting, goal setting, net worth, financial plan (1-2 hours)
  • Online video (2:29) by Ron Blue on how to create a budget/spending plan
  • Crown Financial's step-by-step online budgeting tool and percentage guidelines for creating a usable, flexible spending plan
  • Dave Ramsey's envelope system wallets for purchase
  • Dave Ramsey's worksheet for managing irregular income (self-employed/sales) to cover additional expenses (1 hour)
  • A free app that helps you manage your finances with budgeting and expense tracking. Mint links to your bank and credit card accounts so you see exactly what is happening with your money.

Consumer Financial Protection Bureau

NAE Financial Health

  • A tool for utilizing NAE's Financial Health resources
  • Some of the best free and online resources to help improve your household's financial health.
  • A 5-minute Self-Assessment Checkup: Find out your financial health score and the areas where you can improve. Available in Spanish, French, Portuguese, Korean and more.

Investing

Fidelity Resources

  • Fidelity's short videos on many financial topics related to retirement
  • Online tools for comparing repayment options for your student loans using your own data

Savings

Bank of America/Khan Academy

  • Videos, infographics, articles on credit, debt, saving & budgeting, retirement, and much more

Introductory Courses for Personal Finances

Software and Apps

  • $40 Software for your PC ($75 for MAC) with online resources that allow you to create a budget, track your income and spending, and manage loans - will even link to your bank
  • Create a budget & track spending from your computer, iPhone or Android device, to knock out debt, build wealth, and start living
  • A free app that helps you manage your finances with budgeting and expense tracking. Mint links to your bank and credit card accounts so you see exactly what is happening with your money.